MedShop Direct x Sika HSA FSA Payment Option

We’re thrilled to announce that MedShopDirect.com now accepts Health Savings Account (HSA) and Flexible Spending Account (FSA) payment cards! Thanks to our partnership with Sika, using tax-advantaged accounts on qualifying medical items—such as hospital beds and mattresses—has never been easier.

Here’s how it works:

1. What is an HSA or FSA?
An HSA is a pre-tax account where you can set aside money for qualified healthcare expenses, typically available if you have a High Deductible Health Plan. HSA funds roll over each year, and since accounts are individually owned, you can keep the funds even if you change jobs.

2. How Do I Know Which Items Qualify for HSA/FSA Purchases?
At MedShopDirect.com, qualified items are labeled with HSA/FSA acceptance badges. Keep an eye out for these as you browse—then select Sika as your payment method at checkout to use your HSA/FSA dollars.

3. What If I Don’t Have My HSA/FSA Card With Me?
No worries! Simply choose Sika as your payment method and complete your purchase with a regular credit or debit card. We’ll provide an itemized receipt from Sika, which you can submit to your HSA/FSA administrator for easy reimbursement.

4. What If I’m Unsure of My Remaining HSA/FSA Balance?
If your HSA/FSA funds are low, Sika will show you the remaining balance, so you can spend exactly what’s available. For any remaining amount, just pay with a credit or debit card. (Note: Some HSA/FSA providers may not allow us to display balances—check with your administrator if this occurs.)

5. Can I Use Sika with My HRA?
Since HRAs (Health Reimbursement Accounts) are employer-funded, these accounts often have stricter spending rules. Check with your HRA administrator or employer for specific guidelines on using your HRA.

6. What Happens to My HSA/FSA Funds at the End of the Year?
For HSA holders: HSA funds roll over each year automatically.
For FSA holders: FSA funds usually need to be spent by December 31, though some plans offer a grace period (typically until March 15) or allow up to $615 to roll over. Contact your FSA administrator to understand your plan’s rules.

7. Why Was My HSA/FSA Transaction Declined?
Occasionally, some HSA/FSA cards may not process if there’s a mismatch in Merchant Category Codes (MCC). If this happens, simply complete your purchase with a regular credit/debit card and submit your receipt for reimbursement.

With this new HSA/FSA option, MedShopDirect.com is making it simpler for customers to access the medical supplies they need, all while enjoying the tax savings these accounts offer. Start saving today by shopping with us—now with HSA/FSA-friendly payment options through Sika!

HSA and FSA payments allow you to save on essential healthcare costs, helping you access medical products tax-free. At MedShopDirect, you can use HSA/FSA funds to buy hospital beds, mattresses, wheelchairs, and more. With fast deliveries, we ensure you maximize your HSA/FSA benefits while getting the quality medical equipment you need for home care. Shop with MedShopDirect to manage healthcare expenses effectively and enjoy the convenience of quick delivery on eligible products.