Pre-tax savings
Your card is a payment option at checkout, next to credit card and the wallets.
The math
These accounts exist for one thing: paying with pre-tax money for what treats, eases or prevents a condition a provider has diagnosed.
One hundred dollars of pay, followed two ways. Spending from your bank account: one hundred dollars you earn, then thirty dollars taken out in taxes, leaving seventy dollars to spend. Spending from your HSA or FSA: one hundred dollars you earn, no taxes taken out, leaving one hundred dollars to spend.
Illustrative math, not tax advice and not a discount. Your savings depend on your own tax rates and your plan.
Tax you never pay
on a order paid with pre-tax dollars at 30%
Illustrative only, not tax advice. The yearly contribution limits are in IRS Publication 969.
Three steps, all of them inside the checkout you already use.
It sits with credit card and the wallets, not off in a separate flow.
A licensed provider reviews your answers, not our products.
Use your HSA or FSA card, or split the order across two cards. Your letter of medical necessity arrives by email after you check out.
For care at home
HSA eligibleShoprider Flagship Cabin$7,495.00Shop
HSA eligibleShoprider 6RUNNER 10$4,589.00Shop
HSA eligibleLow Air Loss$4,353.46Shop
HSA eligibleAdjustable Homecare HospitalFrom $4,250.00Shop
HSA eligibleLuxury Electric HospitalFrom $3,444.77Shop
HSA eligibleLow Air LossFrom $2,448.57Shop
HSA eligibleFully Electric Expandable$2,383.00Shop
HSA eligibleFull Electric Bariatric$2,334.88Shop
HSA eligibleShoprider Jimmie Capt$2,119.00Shop
HSA eligible4-Wheel Electric Mobility$1,399.00Shop
HSA eligibleUniversal Portable Electric$1,299.00Shop
HSA eligibleHospital Bed Mattress$920.00Shop
HSA eligibleRolling Shower Wheelchair$461.67Shop
HSA eligiblePressure Redistribution BariatricFrom $363.22Shop
HSA eligibleAdjustable ActiveX™ Pillow$124.00Shop
HSA eligibleStandard Transfer Bench$64.56Shop
Questions before you buy? See our FAQs.
No new account to open and no balance to top up. Bring the card your employer gave you.
The questions do not hold up your order, so you pay and check out as normal.
A licensed provider reviews your answers, not our products.
Credit card is still a payment option at checkout, alongside the wallets, and nothing about this page changes that.
Both let you set aside money from your paycheck before taxes for eligible health expenses. An HSA is a health savings account and generally stays with you year after year. An FSA is a flexible spending account and usually has a yearly deadline. Not sure if you have one? Check with your employer or your benefits provider.
Yes. Pick HSA/FSA in the payment list at checkout, answer a few quick health questions, and pay with your HSA or FSA card the same way you would use any other card. If your order needs a letter of medical necessity, it comes to you by email after you check out.
Yes. Every regular payment option is still there. You can also split an order: put part of it on your HSA or FSA card and the rest on a regular credit or debit card.
Under IRS rules, some things you buy count as a medical expense only when they treat a specific health condition, not when they are for general health. A letter of medical necessity is a licensed provider's written opinion that a product may treat a condition you have.
Here is how it works. You answer a few health questions at checkout. A licensed provider reviews your answers, not our products. The questions do not hold up your order, so you pay and check out as normal. Your letter arrives by email after you check out. Keep it, because your plan may ask to see it. Not everyone qualifies, and your plan makes the final decision on any claim.
You pay the price on the product page. There is no extra charge at checkout for paying with your HSA or FSA card.
Any time of year. HSA money generally stays with you year after year. FSA money usually has a deadline, and many plans run use it or lose it at the end of the year, so check your plan's dates before December.
It arrives by email after you check out. If you do not see it, check your spam folder first, then reach out to us through our contact page and we will help.
You need one of those accounts to use pre-tax money. Many employers offer them during open enrollment, so it is worth asking. You can still check out normally with any card.
HSA and FSA are United States programs, so the pre-tax option only applies to US accounts. Everything on the site can still be bought the normal way.
Ready when you are
Pick HSA or FSA at checkout. Nothing else about your order changes.
See what is eligibleSome of what we sell may qualify as a medical expense under IRS rules. Some items need a letter of medical necessity, which is a written opinion from a licensed provider that a product may treat a specific condition you have. That review is done by a licensed provider through an independent partner, not by MedShop Direct. Not everyone qualifies. No product on this site has been reviewed or approved for you in advance.
A letter is not a guarantee that your plan will pay. Your plan administrator, the company that runs your HSA or FSA, makes that decision, and plans differ.
MedShop Direct is not a tax advisor, a medical provider, or a benefits administrator, and nothing on this page is tax, legal, or medical advice. For questions about your account or a claim, contact your plan administrator. For tax questions, talk to a tax professional.
There is a yearly cap on how much you can put into one of these accounts. The IRS publishes the current numbers in Publication 969.
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